DYK: You may be able to add a rider to your #lifeinsurance policy enabling you/beneficiary to access funds prior to death?

Many insurance companies and their life insurance policies have what is called, an "accelerated death benefit (ADB)." An ADB allows the policyowner/beneficiary to access death benefit (usually up to 75% of face value).

Why is this important? If the insured has been diagnosed terminally ill and can only perform certain human capabilities, policyowners and beneficiaries may be able to access up to 75% of the policy death benefit (DB).

Furthermore, if the insured has medical bills and financial stress associated with the diagnosis, then early access to the death benefit, may make a tremendous amount of sense and financially responsible.

For additional information, research ADB or message us for further details.