Monday, May 13, 2019

Join the #kentuckianakonnect #networking group! @kentuckianakon1 #Indiana #Kentucky #Tennessee

Advocate Insurers launches this year, and our networking group has also been established and is tipping off! This networking group is being constructed on the foundation of doing what is best for our clients, and our members of the networking group. Below is the Advocate Insurers Facebook page and where additional information, can be located. We are targeting early summer to begin meeting. Contact us for additional information...




Members (Originating):

James Schmitt-Realtor for Louisville Market Realtors: "Putting Your Needs First!"
Jeff Byrne-Staff Accountant for Durbin Associates in Tax and Accounting
Kevin Kempf-Owner of Precision Auto Care & Transmission
Adam Lucas-Owner of Red Bolt Sports Design & Media
Clay Ables-Owner of Ables Production Inc.(Video/Social Media)
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Spots Available (seeking):
Real Estate Banking Officer
Commercial/Personal Banking Officer
Financial Planner
Real Estate Attorney
Estate Planning Attorney
Divorce Attorney
Commercial Realtor
Staffing Company Representative
Wedding/Event Planner
Funeral Home Director
Chiropractor
Optometrist
Physical/Massage Therapist
Travel Agent












Thursday, May 9, 2019

What is #insurability? How is it important to you, your #family, and your #estateplanning

You are never more insurable, than you are today! This is a fact. But what does insurability mean? According to Lincoln Financial, insurability means that either a particular type of risk can be insured or whether an individual can be insured, due to and based on circumstances.

Now let’s apply that to everyday life...often times humans experience a life changing situation.

A person can be diagnosed with cancer, heart disease and often other diseases that make the possibility of obtaining a life insurance policy, nearly impossible.

What is even more impossible, when becoming uninsurable, obtaining a life policy with a sizable death benefit. These can be considered pre-exiting conditions to the insurance companies and documented in the Medical Information Bureau (MIB) report.

The MIB report becomes part of your DNA and is every bit of importance, as your credit report.

What course of action should be taken? Take advantage of young age and good health, insure early. You’re never more insurable than you are today, meaning, do not put off getting life insurance till later. Live a healthy lifestyle, exercise and do not smoke. Seek out professional advice.




Tuesday, May 7, 2019

Should I use my #insurancepolicy Roadside Assistance?


Quite simply, NO! And, if you do, only in a true emergency. It is a ‘ding’ on your policy history and rates. Many insurance companies may raise your rates, following the utilization of the feature. Our advice, get AAA or research another option. Protect your good auto rates and continue to shop rates ANNUALLY! These are things your auto insurance company does NOT want you to know.






Monday, May 6, 2019

What is your #family #legacy?

Advocate Insurers, as part of our culture, is designed to help educate our clients throughout the insurance process and various stages of their lives. Today, we will look at the legacy you want to leave behind for your most valuable assets, your family.

What is your #family #legacy? Most of us REALLY love our spouse and children. Most of us, want them secure, protected and to have every opportunity to live a long and prosperous life!

We know that when we leave this earth, how much time we spent at the office, shop or agency really won’t matter.

What will matter is what the quality of life we will leave behind, for those loved ones. The result of that quality, will be our legacy!

Will they be able to mourn sour passing, without worrying about how the mortgage will be paid, or schooling paid for, in the near future?

That is the legacy I am working extremely hard at making sure is sound. I do not want pass debt onto them, I don’t want them to worry, and certainly want them to maintain their quality of life after I pass.

My family is my legacy. The service and value my agency brings to our clients, is my responsibility and part of my legacy.